Protect Your Rental. Enjoy Your Vacation.

Renter's Collision Protection covers damage to your golf cart rental so you can cruise Destin, Miramar Beach, and 30A worry-free. Purchase online in minutes — no phone call needed.

$29.50 /day per driver
Up to $20,000 coverage · $250 deductible
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$20,000
Max Coverage
$250
Deductible
100% Online
E-Sign & Done

Why Purchase Collision Protection?

Our golf carts are street-legal Low Speed Vehicles driven on public Florida roads like 30A and Scenic Gulf Drive — right alongside cars, trucks, and bicycles. Accidents happen, even to careful drivers. Without RCP, you're personally responsible for every dollar of damage to the rental vehicle.

A small daily cost for real peace of mind. For a 3-day rental, RCP is just $88.50 per driver — and covers up to $20,000 in damage. That's vacation protection you'll be glad you have if something unexpected happens while you're out making memories with your family.

RCP covers damage to the rental cart regardless of who is at fault, as long as you're following the rental agreement. This is real collision coverage — not a waiver — underwritten by National Interstate Insurance Company.

What Does RCP Cover?

Daily Cost
$29.50 per driver
Max Payout
$20,000
Deductible
$250
Underwriter
National Interstate Insurance Co.

Covered

  • Collision damage to the rental golf cart
  • At-fault and not-at-fault incidents
  • Any covered loss during the rental period

Not Covered

  • Damage caused while violating the rental agreement
  • Intentional damage or fraudulent claims
  • Third-party vehicle or property damage
  • Bodily injury to any person

Each driver who wants coverage must purchase their own RCP before signing the rental agreement.

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What Happens If There's an Accident?

We hope you never need to use RCP — but if something happens, here's exactly what to do. Knowing the process ahead of time means less stress in the moment.

1
Text or call us immediately at (850) 830-4699. Texting is fastest — we're right here on the Emerald Coast.
2
Get a police report. Call the police — a report is required for any claim. If it happened on private property and police won't respond, head to the nearest station to file one.
3
Don't admit fault. Let the insurance process work. We'll walk you through everything.
4
Call Corporate Claims Service at 267-332-0814 (ext. 119 or 115). Have your rental agreement and police report number ready.
5
Complete and return the claim form. Corporate Claims will send it to you. Return signed form to: One Greenwood Square, 3333 Street Road, Suite 305, Bensalem, PA 19020. Fax: 267-332-0841 · Email: claims@corporateclaims.net
Claim deadlines: Forms must be submitted within 90 days of the loss. All claims must be filed within one year.

Policy Terms

  • Payment required before signing: RCP is not effective unless purchased before the rental agreement is signed
  • Non-transferable: Each driver must purchase their own coverage
  • Fraud voids coverage: Intentional misrepresentation cancels all benefits
  • Legal actions: No lawsuits may be filed less than 60 days after proof of loss, nor more than 3 years after forms are due
  • Termination: Ending the policy doesn't affect claims for losses that happened while it was active
Coverage provider: RCP is brought to you by Beach Better and Jim Schalberg Auto Rental Solutions. Underwritten by National Interstate Insurance Company, 3250 Interstate Drive, Richfield, OH 44286.

Rental Resources

RentersRental FAQ GuideComplete Renter's Guide CoverageDriver Collision Info RulesHOA & Neighborhood Rules ElectricElectric Cart Info GasGas Cart Info

One less thing to worry about on vacation

We're so glad you chose to spend your beach days with us. Protect your trip — it only takes a minute.

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